money Tag | Page 2 of 9

Top 7 Things Parents Struggle With

I recently did an interview for a radio station about parenting. They wanted to know what were the top things parents struggle with. I have seen hundreds of parents over the last 28 years. If I had to list every struggle, the list would never end – parenting is hard! So, I figured the best thing to do would be to group challenges by category.

Parents today struggle with seven main things. Not surprisingly, parents today struggle with roughly the same things their parents struggled with in the past. Today, they just give it a different name, maybe to feel a bit more modern or advanced. Same struggle, different shape.

Parents need to take on a management role as soon as they have kids. Unfortunately, not everyone is a good manager and parents often struggle with it. If they were lucky enough to learn if from their own parents, cool! If not, they may struggle with it as a parent. Unfortunately, people spend more than 16 years of their lives in educational institutions that are obsessed about teaching them to manage their homework but not any other part of their lives.

School does not teach us to manage our time, our emotions, our friends or relationships, our physical body, our money or a budget. So it is no surprise that people struggle with it in their teens and then they struggle with it as adults raising kids. They then can’t teach their children how to manage any off these things either, because no one can teach what they don’t know.

Here are the 7 main challenges parents experience.

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How to Save Your Kids from The Consumerism Trap

The world we live in promotes consumerism all the time. Sometimes, I feel like I need to take my kids to live in a hut or a cave, far away from civilization if I want to prevent them from falling into the consumerism trap. Just recently, the big shopping center closest to us was rebuilt. It is now more than doubled in size. I often have meetings there, in one of the cafes. I always look at all the people rushing past and wonder to myself, “Don’t they have anything better to do than just spend money here?” Of course, my excuse for being there is that I came there for work!

The scariest thing is going to the supermarket with my kids. We buy most of our groceries from two different supermarkets. To get from one to the other, we need to cross the entire shopping centered, which is shocking. Every window tells you why you must have that dress and that you are nothing without those shoes and that you are not cool if you don’t buy this and that you are fat if you don’t use that product. It is completely shocking and terrifying. People we know talk about how they do not have enough money for basic things, and yet their kids seem to have the latest iPhones and the latest brand name jeans that they bought for a bargain at $140 at a half price sale. They are totally over the moon that they can help their kids be considered cool for that price.

My main problem is that this excitement will last for a week at most. After that, the cycle of “buy me!” will start again, because we live in a society that teaches children to be consumers. We live in a society that convinces kids (and their parents) that they are inadequate and that they need to shop in order to survive! It is a trap because it turns desires and wants into needs. It is a very strong, well-oiled and sophisticated machine. It gives us that idea that “I can only be happy when I have this item”. As parents, we want our children to be happy from every teeny tiny thing they possibly can enjoy. We are helpless before such a well-rehearsed trap.

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100 Tips for a Happy and Healthy Life

Everyone wants to have either a happy and healthy life or a healthy and happy life, in these orders. I think of happiness as a very inclusive concept: I want to be happy with my health, happy with my relationships, happy with my family, happy with my work, happy with money, happy with friends, happy with my art, happy with my friendships, happy with the direction I take in life and happy with an endless list of other things.

Here is one of my top tips for a happy and healthy life. Take the tips that resonate with you, feel free to change any of them to make them fit your style and your life, or add new ones if there are some that are not applicable to you.

If you have 100 tips and you follow one every day, your life will quickly become both happier and healthier.

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Ronit’s 100 Happy Valentine’s Day Tips

This year, Gal and I are celebrating our 34th Valentine’s Day and we are very proud and happy to be together. We are also sad to look around and see that fewer and fewer couples are able to find happiness and love on this day. Over the last five years, more of my clients experienced relationship breakdowns than ever before. Divorce and separation are very sad and challenging for the couple and for their families.

This week, I received a request from a radio show to share 5 Valentine’s Day tips with their listening couples. This made me think that I have many more tips and the fill list from my relationship tool kit is below.

I highly recommend having such a list for yourself. If you could give other couples advice on how to have a happy relationship, what would you say? Write down your ideas and read them every once in a while (even I have to read my own advice from time to time, especially in tough times).

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Parenting 101: Top Parenting Essentials

After coaching so many parents, and raising my own kids, I have accumulated many essential parenting tips that I want to share with you. I hope you find them useful.

Take care of your happiness first. Just like they tell you on a plane, you should put the oxygen mask on your own face before helping your kids. If you want to raise happy kids, you must take care of your own happiness first. If you do not have oxygen, you are no good to your kids. Happy Parents Raise Happy Kids.

Be positive. It is very easy to notice what your kids are doing wrong but harder to pay attention to the great things they are doing. Parents tend to take the good things for granted. In life, you get what you focus on and parenting is exactly the same. If you focus on good thing, you will have more of them. If you focus on problems, conflicts, difficulties, bad manners, you will have more of them. If you notice your child doing something good, say it! Praise kids for being kind, congratulate them for making an effort, acknowledge their kindness and you will see more of it.

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Moving House Made Easy: Movers

Moving house can be a stressful situation. To make your life easier, find trustworthy and reliable movers. Adding unreliable movers to your list of things to deal with will make the move more expensive, not to mention draining emotionally, and you need all the energy you can get to manage such a big transition.

Some professional movers will take advantage of your situation and put pressure on you. To prepare, get 3 quotes for everything. Make sure there is an agreement they cannot get out of.

Some movers (called “removalists” in Australia) will come to your door on the day of the move and say that you have to add more money because you have more furniture than they thought when they gave you a quote. Or a cleaner might say, “Oh, I didn’t realize the carpet was so dirty” and since you are rushed to get it done on the day, you have no choice but to pay the extra before they are willing to start working.

This post is part 5 of 13 in the series Moving House Made Easy

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Workplace Stress is Expensive

I started looking into workplace stress recently, after attending a networking breakfast. It was after some talk by the Australian Government about efficiency at work. They seem to have invested a lot of money in technology to improve efficiency. Unfortunately, they do not seem to feel there is a need to invest in people more than machines.

Let me tell you, this breakfast meeting made me stressed. Unemployment is stressful for people and creating machines to do the jobs of human beings is going to have some negative consequences. I realized that the hope that less and less people will need help managing their feelings though therapy and coaching is disappearing.

I do not know if you know this but in Australia, the number of people who take “sick leave” (or as they call it, a “sicky”) is quite extreme. I have to admit that this really surprised me because as yet, I have never in my life missed work because of sickness.

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Positive Beliefs about Money

Being wealthy is more than counting the money you have in your bank account. It is a mindset. In the last chapter of Happily Wealthy Family, I shared many of the negative beliefs we often have about money. By identifying these beliefs, you can do your best to replace them with positive beliefs about money.

Here is a list of 100 positive beliefs about money, wealth, investing and rich people. Reading them does not mean you automatically adopt them. Find the ones you do believe in and make sure to hang them up in a place you can read every day. If you find others you want to adopt, find a story, a situation, or a person you know that is proof that this belief is valid.

For example, I had a belief that you have to be born rich to be rich. I wanted to believe that everyone could be rich. I knew a guy (who was my dad’s boss) who was very wealthy but was born to a very very poor family. With the help of this story, I could adopt the belief “Everyone can be rich!”

This post is part 9 of 10 in the series Happily Wealthy Family

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Husband and Wife Working Together (poll)

I have been in business ever since I graduated university. I was 24 at the time. Luckily, my husband Gal worked a job and supported my business adventures. When I asked him about having his own business back then, he said he liked the way things were. Over 24 years ago, he did not think having his own business was an option. Not to mention working from home and/or working with me.

About 10 years ago, we started working together, from home. We soon discovered that we are very different people who enjoy doing very different things. Each of us slowly drifted towards the things that meant more to us. I veered towards life coaching and education and he went towards systems and consulting in one way or another.

The last 10 years have been challenging and rewarding in many ways. This has gotten us asking questions about working together and working together from home. Many of my clients ask me about this.

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Negative Beliefs About Money

I was born in a poor family and I think the people in my family had poor beliefs about money. I made it my goal to raise my kids with rich and wealthy beliefs about money. I think I did. You see, poor people adopt beliefs to justify the fact that they do not have money. Because of their beliefs, they do not take certain opportunities to gain money and their situation remains the same. My job as a mother is to keep my kids away from those thoughts.

Most people think that in order to have money, you need to make, earn or win it. I think that in order to have money, we have to have good thoughts and beliefs about money, about making money, about finances and wealthy people. If you have these thoughts, the money will come to you rather than you trying to chase it.

The best way to become wealthy is to examine your beliefs about money, get rid of the bad ones and adopt good beliefs. My strategy of getting rid of negative beliefs is to find just one example where it is not true. For example, if I believe money only comes when I work hard, I think of a time when I sat on my butt doing nothing and still got paid.

This post is part 8 of 10 in the series Happily Wealthy Family

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