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28 Easy Ways to Save Money When You Go Shopping

Shopping was a different experience in the past year. The changes the COVID-19 pandemic caused were good for some, because it was an opportunity to save money. But for others, it increased the shopping costs and left them spending more than ever before.

It’s important to understand that we shop to gain a feeling. Even when we buy food, we try to increase our feeling of variety. We could all survive perfectly well on potatoes or bread and butter all day, but that wouldn’t satisfy our need for variety.

I remember years ago I did juice cleanse, and the thing I missed the most was … chewing. I could get all the nutrients I needed from the juice, but it just didn’t give me the satisfaction of chewing.

Shopping for things we need is not the same as “going shopping”. The problem is that today, people are so stressed that even simple grocery shopping is no longer just buying what we need. Instead, it’s become stocking the cupboard with things we don’t need.

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Is Money a Curse or blessing? My New Book: The Will

Yay, I did it! My new book, The Will, was published in November 2019 and I am proud to the max.

In this post, I’ve decided to answer all the questions I got from Carol Grainger, who edited the book, about the book and the process of writing it, from the first time I told her about it until the last edit.

Stick around and enjoy the ride with me.

The Will is a fictional novel. I love the story medium to help readers take their own journey in answering the question of whether money is curse or a blessing.

Read Is Money a Curse or blessing? My New Book: The Will »

Family Wealth Fitness

Stacks of money of increasing height sprouting plants

Everybody wants their family to be happy, healthy and wealthy. Of course, if you are not born into wealth, you need to grow it with understanding, planning and lots of practice. In other words, increase your “family wealth fitness”.

Looking at how we build physical fitness is a great way to understand wealth creation. To be healthy, we need to be physically fit, and to be wealthy, we need to be financially fit.

Just like physical fitness sits on a scale, wealth fitness sits on a scale. The first stage in physical fitness is to have enough energy and strength to do your regular day-to-day activities and to enjoy your body. The second stage is to build enough stamina to handle sickness and unusual physical challenges well.

Financial fitness is the same. First, you build financial stability, so you can have what you want, manage the day-to-day financial needs easily and enjoy your life. Then, you can build a money buffer large enough to cover large purchases and unplanned expresses.

This post is part 10 of 10 in the series Happily Wealthy Family

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Make a List: 100 Reasons to Be Wealthy

Home, stacks of coins and a clock - that's how wealth is built

Everyone wants to be wealthy. We want it for our children and for ourselves. The problem with being wealthy is that if you are not born to wealth and know exactly what it means, you don’t know how to get there.

The Internet contains millions of websites, blogs, podcasts and videos of people who promise you that if you do what they’ve done, you will become wealthy. If they were so successful, everyone who visited their site would be wealthy by now. Sadly, the transition from not being wealthy to being wealthy is filled with obstacles.

To me, wealth is a sense of security. Real richness is mostly about things that you have and no one can take away from you. We can be rich in memories, rich in experiences, rich in love and rich in friendships, not just possessions.

This post is part 44 of 49 in the series Make a List

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Pocket Money: Parents’ Dysfunctional Attitudes

Pocket money is a topic that concerns many parents. “When to start, if at all?” and “How much to give?” are questions that almost every parent struggles with. To answer these questions, most parents should first answer the following question:

Why do I want to give my child pocket money?

I grew up in a poor family and pocket money was never an option for me. Only when I was 14 and we moved to a new town (which was only slightly bigger than the small town I grew up in), I discovered there was such a thing as pocket money.

I was so surprised. My parents had so little that whenever we asked my dad to buy us something, he said, “We don’t have money”. Therefore, in my mind, pocket money was part of wealthy kids’ life.

But it does not have to be.

Read Pocket Money: Parents’ Dysfunctional Attitudes »

Make a List: 100 Ways to Be Kind to Myself

Last week, I wrote about self-kindness and how to write a list of “100 ways to be kind to myself”. Kindness spreads like a ripple, so it must start from within us. I hope that by now, you have a basic list, but if you do not, please stop reading, make your own list and only then continue to read my list below.

Why?

The process of making up the list sends a message to your subconscious that you are important. However, if you copy someone else’s list, this does not happen.

Here is a list of things you can do to be kind to yourself. Only take those that suit your personality and adjust them to your preferences and to what makes you happy.

This post is part 41 of 49 in the series Make a List

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Experiences, not Possessions: How to Best Spend Money on Your Kids

If you wonder how to give your kids the best life possible, do not buy them things. Instead, give them great, exciting experiences. Research shows they will remember special events and adventures longer and relive the joy and excitement again and again.

We live in a world of abundance. If you want to understand how much you have today, all you need to do is think of how your life would have been 50 years ago. I like asking myself, “What did my parents not have 50 years ago that I (or my kids) have today?” It is a good lesson in perspective.

Unfortunately, not every person who asks this question reaches the same conclusion. Some people feel grateful and other feel fear. Grateful people, who feel that they are fortunate, tend to appreciate what they have and care for it. Fearful people panic and start to accumulate things. No matter how much they accumulate, they are never happy. Fear takes away the joy of what they already have.

Read Experiences, not Possessions: How to Best Spend Money on Your Kids »

Money Can Buy Happiness If You Use It Wisely

Hands holding a ball of $100 dollar bills

I grew up in a poor family. We were five children, my mom left home early in the morning and my dad was the town postman and when he finished his first job, he worked a second job as a handyman. “Money cannot buy happiness” was my parents’ motto.

Only later on, when I started making a lot of money as student, I realized that poor people come up with these beliefs about money to justify their lack of money and they disconnect money and happiness to give their life a better meaning. What my parents really meant was that we could be happy in many ways and money was not a condition to happiness. I agree with that.

Money brings an enormous feeling of happiness if you use it to … give.

Researchers at the University of British Columbia and Harvard Business School checked the connection between spending money and happiness and they found out amazing things that are important for all happiness seekers to know.

In one experiment, they gave students $5 or $20 and asked half of them to spend it on themselves and the other half to spend it on others. One group was taking the money and enjoying it, while the other was giving it to someone else to enjoy.

What they found was that the “givers” were significantly happier at the end of the day. So money can buy you happiness if you use it to make someone else happy.

Read Money Can Buy Happiness If You Use It Wisely »

Turn Your Dreams of the Dream Job into Reality

Coffee cup, laptop and a woman's hands writing on a notepad

Most people do not have their dream job. Many people around the world go to work because they have to, because it pays the bills, because this is what expected of them or because they have nothing else to do. The lucky ones get up in the morning with excitement, leave home (or not) and spend most of their days doing something they feel passionate about.

I have to say I am one of the lucky ones. I get up every day and get paid to do something I love. It does not feel like work, more like living my passion and my purpose, which is inspiring and motivating and helps a lot with getting up in the morning.

Research shows that doing the work we love improves many aspects of our life and makes us happier. Happiness, as you know, affects our health, our relationships, our finances, our mental wellbeing and our work. It is a never-ending cycle. We love our work, which makes us happy and improves our productivity and the enjoyment of our work, which bring us more happiness. This way, being happy about your work is like passive income that keeps on growing.

This upcoming event will give you a unique opportunity to turn your dreams of a dream job into reality too.

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Live Life with No Regrets

Regrets are a heavy burden we carry with us throughout our life. They are punishments we give ourselves for thinking about something we have done, or not done, that we wish we could have done differently.

I remember my mom warning me “you’re going to regret this”. She said it because she had no other ways to convince me to do things her way.

Regrets are very funny, because we can only have them after we experience something. The reason I say they are funny is that if I was a fortuneteller and could predict the outcome, I would have done things differently anyway. So regrets can only happen in hindsight which is always 20/20.

13 common regrets we can all do without

If you want to know what most people regret, just to prepare yourself and try to rethink things before you do them, here is a list of the most common regrets. Try to avoid them as much as you can (if you can).

Read Live Life with No Regrets »

28 Easy Ways to Save Money When You Go Shopping

Is Money a Curse or blessing? My New Book: The Will

Family Wealth Fitness

Make a List: 100 Reasons to Be Wealthy

Pocket Money: Parents’ Dysfunctional Attitudes

Experiences, not Possessions: How to Best Spend Money on Your Kids

Money Can Buy Happiness If You Use It Wisely

Turn Your Dreams of the Dream Job into Reality

Live Life with No Regrets

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Books by Ronit Baras

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