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Posts tagged 'wealth'

Is Money a Curse or blessing? My New Book: The Will

The Will by Ronit Baras

Yay, I did it! My new book, The Will, was published in November 2019 and I am proud to the max.

In this post, I’ve decided to answer all the questions I got from Carol Grainger, who edited the book, about the book and the process of writing it, from the first time I told her about it until the last edit.

Stick around and enjoy the ride with me.

The Will is a fictional novel. I love the story medium to help readers take their own journey in answering the question of whether money is curse or a blessing.

Read Is Money a Curse or blessing? My New Book: The Will »

December 13, 2019 by Ronit Baras In: Personal Development, Success / Wealth Tags: attitude, books, family matters, financial freedom, law of attraction, money, personal development / personal growth / personality development / self improvement, success, values, wealth

Family Wealth Fitness

Stacks of money of increasing height sprouting plants

Everybody wants their family to be happy, healthy and wealthy. Of course, if you are not born into wealth, you need to grow it with understanding, planning and lots of practice. In other words, increase your “family wealth fitness”.

Looking at how we build physical fitness is a great way to understand wealth creation. To be healthy, we need to be physically fit, and to be wealthy, we need to be financially fit.

Just like physical fitness sits on a scale, wealth fitness sits on a scale. The first stage in physical fitness is to have enough energy and strength to do your regular day-to-day activities and to enjoy your body. The second stage is to build enough stamina to handle sickness and unusual physical challenges well.

Financial fitness is the same. First, you build financial stability, so you can have what you want, manage the day-to-day financial needs easily and enjoy your life. Then, you can build a money buffer large enough to cover large purchases and unplanned expresses.

This post is part 10 of 10 in the series Happily Wealthy Family

Read Family Wealth Fitness »

October 31, 2018 by Ronit Baras In: Success / Wealth Tags: budget, financial freedom, how to, income, lifestyle, money, planning, success, wealth

Make a List: 100 Reasons to Be Wealthy

Home, stacks of coins and a clock - that's how wealth is built

Everyone wants to be wealthy. We want it for our children and for ourselves. The problem with being wealthy is that if you are not born to wealth and know exactly what it means, you don’t know how to get there.

The Internet contains millions of websites, blogs, podcasts and videos of people who promise you that if you do what they’ve done, you will become wealthy. If they were so successful, everyone who visited their site would be wealthy by now. Sadly, the transition from not being wealthy to being wealthy is filled with obstacles.

To me, wealth is a sense of security. Real richness is mostly about things that you have and no one can take away from you. We can be rich in memories, rich in experiences, rich in love and rich in friendships, not just possessions.

This post is part 44 of 48 in the series Make a List

Read Make a List: 100 Reasons to Be Wealthy »

August 8, 2018 by Ronit Baras In: Success / Wealth, Personal Development Tags: beliefs, emotional intelligence, financial freedom, focus, lifestyle, money, practical parenting / parents, success, vision, wealth

Money Can Buy Happiness If You Use It Wisely

Hands holding a ball of $100 dollar bills

I grew up in a poor family. We were five children, my mom left home early in the morning and my dad was the town postman and when he finished his first job, he worked a second job as a handyman. “Money cannot buy happiness” was my parents’ motto.

Only later on, when I started making a lot of money as student, I realized that poor people come up with these beliefs about money to justify their lack of money and they disconnect money and happiness to give their life a better meaning. What my parents really meant was that we could be happy in many ways and money was not a condition to happiness. I agree with that.

Money brings an enormous feeling of happiness if you use it to … give.

Researchers at the University of British Columbia and Harvard Business School checked the connection between spending money and happiness and they found out amazing things that are important for all happiness seekers to know.

In one experiment, they gave students $5 or $20 and asked half of them to spend it on themselves and the other half to spend it on others. One group was taking the money and enjoying it, while the other was giving it to someone else to enjoy.

What they found was that the “givers” were significantly happier at the end of the day. So money can buy you happiness if you use it to make someone else happy.

Read Money Can Buy Happiness If You Use It Wisely »

May 19, 2016 by Ronit Baras In: Personal Development, Success / Wealth Tags: beliefs, compassion, contribution, emotional intelligence, feeling, happiness, money, personal development / personal growth / personality development / self improvement, society, success, values, wealth

Positive Beliefs about Money

Being wealthy is more than counting the money you have in your bank account. It is a mindset. In the last chapter of Happily Wealthy Family, I shared many of the negative beliefs we often have about money. By identifying these beliefs, you can do your best to replace them with positive beliefs about money.

Here is a list of 100 positive beliefs about money, wealth, investing and rich people. Reading them does not mean you automatically adopt them. Find the ones you do believe in and make sure to hang them up in a place you can read every day. If you find others you want to adopt, find a story, a situation, or a person you know that is proof that this belief is valid.

For example, I had a belief that you have to be born rich to be rich. I wanted to believe that everyone could be rich. I knew a guy (who was my dad’s boss) who was very wealthy but was born to a very very poor family. With the help of this story, I could adopt the belief “Everyone can be rich!”

This post is part 9 of 10 in the series Happily Wealthy Family

Read Positive Beliefs about Money »

May 15, 2014 by Ronit Baras In: Success / Wealth Tags: attitude, beliefs, change, financial freedom, focus, gratitude, happiness, income, lifestyle, list, mind, money, negative, poor, positive, positive attitude tips, rich, skills, success, values, wealth

Negative Beliefs About Money

Empty wallet comes from negative thoughts about money

I was born in a poor family and I think the people in my family had poor beliefs about money. I made it my goal to raise my kids with rich and wealthy beliefs about money.

I think I did. You see, poor people adopt beliefs to justify the fact that they do not have money. Because of their beliefs, they do not take certain opportunities to gain money and their situation remains the same.

My job as a mother is to keep my kids away from those thoughts.

Most people think that in order to have money, you need to make, earn or win it. I think that in order to have money, we have to have good thoughts and beliefs about money, about making money, about finances and wealthy people.

This post is part 8 of 10 in the series Happily Wealthy Family

Read Negative Beliefs About Money »

March 27, 2014 by Ronit Baras In: Parenting, Success / Wealth Tags: beliefs, budget, change, conflict, family matters, focus, happiness, kids / children, lifestyle, list, money, negative, poor, positive attitude tips, practical parenting / parents, rich, spiritual, values, wealth

Be Happy Without Money

Man happy with cup of coffee

Many people think that happiness requires money. Money definitely helps, but it really is not a pre-requisite for happiness. Most of my coaching clients want to improve their wealth, believing that money brings happiness.

What they do not understand is that it works better the other way, happiness brings more money. The belief that money can buy happiness usually comes from mom and dad. My clients learned it from their parents, who learned it from their parents who learned it from their own parents, and on and on. Can you see the cycle here? If you have kids, you have to make sure to stop it!

There is lots of research on the science of happiness. It tells us that happiness is a chemical reaction in the body. We can build up our happiness by doing things that stimulate our ‘happy’ chemicals. Luckily, we do not need money for all of them. For example, I got a little happiness sign and I love taking photos of it. The camera is digital and the photos are free. But it makes me happy anyways.

Read Be Happy Without Money »

February 18, 2014 by Ronit Baras In: Life Coaching, Personal Development Tags: action, choice, free hugs, fun, happiness, hope, how to, hugs, list, money, personal development / personal growth / personality development / self improvement, relationships / marriage, research, touch, wealth

Blessings for the New Year

Happy 2014

To start off the New Year, I wanted to share some blessings with you. This year I will celebrate my 50th birthday and I think this year’s blessings should fit that age.

I received this New Year message from my cousin. It made me smile so I hope it will make you smile too.

Wishing you all lots of love, happiness, health, and wealth for the New Year.

May your hair, your teeth, your face-lift, your abs, and your stocks not fall.

And may your blood pressure, your triglycerides, your cholesterol, your white blood count and your mortgage interest not rise.

May you get a clean bill of health from your dentist, your cardiologist, your gastroenterologist, your urologist, your proctologist, your podiatrist, your psychiatrist, your plumber, and the Internal Revenue.

Read Blessings for the New Year »

January 2, 2014 by Ronit Baras In: Personal Development Tags: dreams, focus, gratitude, happiness, hope, love, wealth

No Flights Policy: How to Reduce Expenses

Groceries and supermarket bill

Money is very tight in many families. We want so many things for our kids and for our family that it seems like there is never enough. This week, I had sessions with many clients who wanted to improve their financial situation. One of them earned $50,000 a year and owed $42,000. One was a single mother who had spent all her savings on tutoring. Another one spent a fortune on supplements and health professionals, and all the rest told me variation of the same story: money is tight.

Every family may reach a point in life when there is just not enough money to survive the next month. It is inevitable that some life circumstance will change the flow of money that we count on to manage our daily life. If you go over your life and ask yourself when your supply of money was at risk or when it stopped entirely, you are likely to find that it happened a lot.

We were in this situation many times in our life. It happened when Gal’s company had a wave of redundancies, whenever his contract ended somewhere in the world and we had to move ourselves from one county to another (no income, lots of expenses), after September 11 2001, when Gal had cancer and took time to recover and when we had something big and special that ate into our savings, like going overseas to see our families. Every time we stopped working, our family was at risk of not having enough to pay the bills.

Saving for a rainy day was always our solution for those situations, but saving is never enough. Sometimes, a big wave comes along and wipes you out. Gal lost his job twice after we had bought a property. We are not fortunetellers.

This post is part 7 of 10 in the series Happily Wealthy Family

Read No Flights Policy: How to Reduce Expenses »

June 15, 2012 by Ronit Baras In: Parenting, Success / Wealth Tags: budget, change, choice, family matters, food, holidays, home / house, how to, lifestyle, money, practical parenting / parents, responsibility, role model, stress / pressure, success, wealth

The Hunger Games

This week, Ronit and I watched The Hunger Games. We knew the general plot when we entered the cinema, but we came out feeling sick, not only because the film was excessively violent, not only because those who were violent in it were teenage children, but mostly because it was such a strong portrayal of modern life.

Both Ronit and I slept very badly that night and had very scary dreams.

In the movie, there are 12 districts full of poor workers who can barely get enough food to eat. Their life is mud (literally), they are dressed in light-blue working uniforms and live in fear. These districts are ruled by “the capitol”, a magnificent and decadent city, where people spend their time dressing to impress and trying to find things to entertain themselves. There is police/army force, dressed in white, which swiftly handles any disruptions.

But the main instrument of power is TV and there is one particular show in TV everyone must watch to remember their place in this futuristic society – The Hunger Games.

There were many similarities between The Hunger Games and our life, which I wanted to share with you. This will be depressing, so after that, I will also share with you how you, me and other parents can make reality different, for us and for our kids.

Read The Hunger Games »

March 28, 2012 by Gal Baras In: Parenting Tags: acceptance / judgment / tolerance, behavior / discipline, change, choice, control, dreams, emotional intelligence, fear, focus, freedom, how to, inspiration, lifestyle, money, motivation, practical parenting / parents, questions, self confidence / self esteem / self worth, society, stress / pressure, success, television, tv, wealth

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